:root {
  --navy: #0E2A3B;
  --navy-deep: #081924;
  --graphite: #7A7D80;
  --gold: #D09A3A;
  --ivory: #FAF8F5;
  --white: #FFFFFF;
  --text: #26313A;
  --muted: #68727A;
  --line: rgba(14, 42, 59, 0.14);
  --shadow: 0 18px 45px rgba(14, 42, 59, 0.08);
  --radius: 18px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Lato', Arial, sans-serif;
  background: var(--ivory);
  color: var(--text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
button, input, textarea, select { font: inherit; }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 4px; }

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  border: 0;
}

.container {
  width: min(1140px, calc(100% - 40px));
  margin: 0 auto;
}
.small-container { width: min(880px, calc(100% - 40px)); }

h1, h2, h3, h4 {
  font-family: 'Montserrat', Arial, sans-serif;
  color: var(--navy);
  line-height: 1.12;
  letter-spacing: -0.025em;
  margin: 0;
}
p { margin: 0; }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 14px 24px;
  border-radius: 8px;
  font-weight: 700;
  text-decoration: none;
  border: 0;
  cursor: pointer;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn-primary { background: var(--navy); color: var(--white); box-shadow: 0 12px 25px rgba(14, 42, 59, .18); }
.btn-secondary { border: 2px solid var(--navy); color: var(--navy); background: rgba(255,255,255,.68); }
.btn-gold { background: var(--gold); color: var(--navy); box-shadow: 0 12px 25px rgba(208, 154, 58, .22); }
.btn-whatsapp { background: #25D366; color: var(--white); }

.icon {
  width: 34px;
  height: 34px;
  color: var(--navy);
  flex: 0 0 auto;
}

.site-nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--navy);
  box-shadow: 0 8px 24px rgba(0,0,0,.12);
}
.nav-inner {
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.brand img {
  height: 58px;
  width: auto;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 24px;
  color: var(--white);
  font-size: 15px;
  font-weight: 700;
}
.nav-links a {
  opacity: .92;
  text-decoration: none;
}
.nav-links a:hover { color: var(--gold); opacity: 1; }
.btn-nav { min-height: 42px; padding: 10px 18px; }
.mobile-wa { display: none; }

.hero-section {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at 78% 20%, rgba(208,154,58,.16), transparent 35%),
    linear-gradient(90deg, var(--ivory) 0%, #fff 100%);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1.06fr;
  min-height: 610px;
  align-items: center;
  gap: 54px;
  padding: 70px 0;
}
.hero-copy { max-width: 610px; }
.eyebrow {
  display: inline-block;
  margin-bottom: 14px;
  color: var(--gold);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .12em;
  font-size: 13px;
}
.hero-copy h1 {
  font-size: clamp(42px, 5vw, 66px);
  margin-bottom: 24px;
}
.hero-subtitle {
  font-size: 20px;
  color: var(--muted);
  max-width: 600px;
  margin-bottom: 34px;
}
.hero-subtitle strong { color: var(--navy); }
.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}
.hero-visual img {
  width: 100%;
  height: 420px;
  object-fit: cover;
  object-position: center;
  border-radius: 24px;
  box-shadow: var(--shadow);
}

.trust-strip {
  transform: translateY(-44px);
  margin-bottom: -20px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  overflow: hidden;
}
.trust-strip article {
  padding: 24px 22px;
  display: flex;
  gap: 14px;
  align-items: flex-start;
  min-height: 116px;
}
.trust-strip article + article { border-left: 1px solid var(--line); }
.trust-strip h3 { font-size: 17px; margin-bottom: 4px; }
.trust-strip p { color: var(--muted); font-size: 14px; }

.section { padding: 86px 0; }
.section-tight { padding-top: 50px; }
.section-soft { background: #F1EFEA; }
.section-head {
  text-align: center;
  max-width: 800px;
  margin: 0 auto 48px;
}
.section-head h2 {
  font-size: clamp(30px, 3vw, 42px);
  margin-bottom: 14px;
}
.section-head p { color: var(--muted); font-size: 18px; }
.section-head::after {
  content: '';
  display: block;
  width: 64px;
  height: 4px;
  border-radius: 10px;
  background: var(--gold);
  margin: 22px auto 0;
}

.acronym-section {
  background: linear-gradient(135deg, var(--navy), #0A2232);
  color: var(--white);
}
.acronym-section .section-head h2,
.acronym-section .section-head p { color: var(--white); }
.acronym-section .section-head .eyebrow { color: var(--gold); }
.acronym-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
}
.acronym-card {
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 18px;
  padding: 26px 20px;
  text-align: center;
}
.acronym-letter {
  width: 54px;
  height: 54px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy);
  display: grid;
  place-items: center;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
  font-size: 26px;
  margin: 0 auto 16px;
}
.acronym-card h3 {
  color: var(--white);
  margin: 0 0 10px;
  font-size: 20px;
}
.acronym-card p {
  margin: 0;
  color: rgba(255,255,255,.78);
  font-size: 15px;
}

.steps-grid, .services-grid, .standard-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.step-card, .service-card, .standard-grid article, .contact-card, .whatsapp-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 12px 30px rgba(14, 42, 59, .05);
}
.step-card {
  padding: 38px 28px;
  text-align: center;
  position: relative;
}
.step-number {
  position: absolute;
  top: 18px;
  left: 18px;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--white);
  display: grid;
  place-items: center;
  font-weight: 700;
}
.step-card .icon { margin: 12px auto 22px; color: var(--navy); width: 48px; height: 48px; }
.step-card h3, .service-card h3, .standard-grid h3 {
  font-size: 22px;
  margin-bottom: 12px;
}
.step-card p, .service-card p, .standard-grid p { color: var(--muted); }

.services-grid {
  grid-template-columns: repeat(2, 1fr);
}
.service-card {
  overflow: hidden;
  transition: transform .2s ease, box-shadow .2s ease;
}
.service-card:hover { transform: translateY(-6px); box-shadow: var(--shadow); }
.service-card img { width: 100%; height: 230px; object-fit: cover; }
.service-body { padding: 34px; }
.service-card .icon { color: var(--gold); margin-bottom: 18px; width: 46px; height: 46px; }
.service-card ul { list-style: none; padding: 0; margin: 18px 0 24px; }
.service-card li { display: flex; gap: 10px; margin-bottom: 10px; color: var(--text); }
.service-card li::before { content: '✓'; color: var(--gold); font-weight: 700; }
.service-card a { color: var(--navy); font-weight: 700; text-decoration: none; }

.senior-section {
  background: linear-gradient(135deg, #fff 0%, var(--ivory) 100%);
}
.senior-grid {
  display: grid;
  grid-template-columns: 1fr .9fr;
  gap: 52px;
  align-items: center;
}
.senior-copy h2 { font-size: clamp(32px, 4vw, 46px); margin-bottom: 20px; }
.senior-copy > p { color: var(--muted); font-size: 19px; margin-bottom: 26px; }
.senior-copy ul { list-style: none; padding: 0; margin: 0 0 30px; display: grid; gap: 14px; }
.senior-copy li { display: flex; gap: 12px; align-items: flex-start; color: var(--text); }
.senior-copy li .icon { width: 22px; height: 22px; color: var(--gold); margin-top: 2px; }
.senior-image img {
  height: 430px;
  width: 100%;
  object-fit: cover;
  border-radius: 24px;
  box-shadow: var(--shadow);
}

.plan-box {
  background: linear-gradient(135deg, var(--navy), #082235);
  color: var(--white);
  border-radius: 20px;
  padding: 44px 52px;
  display: grid;
  grid-template-columns: 1.1fr 1.3fr auto;
  align-items: center;
  gap: 34px;
  box-shadow: 0 18px 42px rgba(14, 42, 59, .18);
  border: 1px solid rgba(208,154,58,.55);
}
.plan-title { display: flex; align-items: center; gap: 20px; }
.plan-title .icon { width: 70px; height: 70px; color: var(--gold); }
.plan-title h2 { color: var(--white); font-size: 34px; }
.plan-content p { color: rgba(255,255,255,.86); margin-bottom: 16px; }
.plan-content ul { list-style: none; padding: 0; margin: 0; }
.plan-content li { margin-bottom: 9px; color: rgba(255,255,255,.9); }
.plan-content li::before { content: '✓'; color: var(--gold); margin-right: 8px; }

.standard-grid article {
  padding: 32px;
  border-left: 4px solid var(--gold);
}
.standard-grid .icon { color: var(--navy); margin-bottom: 18px; }

.faq-list { display: grid; gap: 12px; }
details {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 18px 22px;
}
summary { cursor: pointer; font-weight: 700; color: var(--navy); }
details p { margin-top: 12px; color: var(--muted); }

.lead-box {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: var(--shadow);
  padding: 28px;
  display: grid;
  grid-template-columns: 190px 1fr 390px;
  gap: 28px;
  align-items: center;
}
.lead-cover {
  background: var(--navy);
  color: var(--white);
  border-radius: 18px;
  min-height: 190px;
  display: grid;
  place-items: center;
  text-align: center;
  padding: 22px;
}
.lead-cover img { width: 76px; height: 76px; margin-bottom: 10px; }
.lead-copy h2 { margin-bottom: 12px; font-size: 30px; }
.lead-copy p { color: var(--muted); }
.lead-form { display: grid; gap: 12px; }
input, select, textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--white);
  padding: 14px 16px;
  color: var(--text);
}
textarea { min-height: 112px; resize: vertical; }
.lead-form small { color: var(--muted); font-size: 13px; }

.contact-grid {
  display: grid;
  grid-template-columns: 1.4fr .85fr;
  gap: 28px;
}
.contact-card, .whatsapp-card { padding: 34px; }
.contact-card h2, .whatsapp-card h2 { margin-bottom: 12px; }
.contact-card p, .whatsapp-card p { color: var(--muted); margin-bottom: 24px; }
.contact-card form {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.contact-card textarea, .contact-card button { grid-column: 1 / -1; }
.whatsapp-card {
  display: grid;
  align-content: center;
  text-align: center;
}
.whatsapp-icon {
  width: 84px;
  height: 84px;
  background: #25D366;
  color: white;
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-size: 34px;
  margin: 0 auto 24px;
}

.site-footer {
  background: var(--navy-deep);
  color: var(--white);
  padding: 54px 0 30px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.7fr repeat(3, 1fr);
  gap: 28px;
  align-items: center;
}
.footer-brand img { height: 70px; width: auto; }
.site-footer strong { display: block; color: var(--gold); margin-bottom: 6px; }
.site-footer a { color: var(--white); text-decoration: none; }
.site-footer span { color: rgba(255,255,255,.82); }
.copyright {
  width: min(1140px, calc(100% - 40px));
  margin: 32px auto 0;
  padding-top: 24px;
  border-top: 1px solid rgba(255,255,255,.1);
  color: rgba(255,255,255,.62);
  text-align: center;
  font-size: 14px;
}

.toast {
  position: fixed;
  left: 50%;
  bottom: 24px;
  transform: translateX(-50%);
  background: var(--navy);
  color: white;
  padding: 14px 18px;
  border-radius: 999px;
  box-shadow: 0 14px 28px rgba(0,0,0,.2);
  z-index: 300;
  font-weight: 700;
}
.toast-error { background: #8A2D2D; }

@media (max-width: 980px) {
  .nav-links, .btn-nav { display: none; }
  .brand img { height: 48px; }
  .nav-inner { min-height: 68px; }
  .hero-grid, .senior-grid, .contact-grid, .lead-box, .footer-grid, .plan-box {
    grid-template-columns: 1fr;
  }
  .hero-grid { min-height: auto; padding: 52px 0 72px; }
  .hero-visual img, .senior-image img { height: 380px; }
  .trust-strip, .steps-grid, .services-grid, .standard-grid, .acronym-grid {
    grid-template-columns: 1fr;
  }
  .trust-strip article + article { border-left: 0; border-top: 1px solid var(--line); }
  .acronym-card { text-align: left; display: grid; grid-template-columns: 64px 1fr; column-gap: 16px; align-items: center; }
  .acronym-card p { grid-column: 2; }
  .acronym-letter { margin: 0; }
  .lead-box { text-align: center; }
  .contact-card form { grid-template-columns: 1fr; }
  .footer-grid { text-align: center; }
  .footer-brand img { margin: 0 auto; }
  .mobile-wa {
    display: inline-flex;
    position: fixed;
    right: 18px;
    bottom: 18px;
    z-index: 150;
    background: #25D366;
    color: white;
    text-decoration: none;
    font-weight: 700;
    padding: 13px 18px;
    border-radius: 999px;
    box-shadow: 0 14px 28px rgba(0,0,0,.2);
  }
}

@media (max-width: 560px) {
  .container, .small-container { width: min(100% - 28px, 1140px); }
  .hero-actions { flex-direction: column; }
  .btn { width: 100%; }
  .hero-visual img, .senior-image img { height: 300px; }
  .section { padding: 64px 0; }
  .lead-cover { min-height: 150px; }
  .trust-strip { transform: translateY(-24px); }
}